Recovery Is Possible
Thousands of military families across California trust Compassion Recovery Centers for TRICARE-covered mental health and addiction care—now available virtually and in-person.
In Network With
TRICARE is the health care program for active-duty service members, retirees, and their families, serving over 9.6 million beneficiaries worldwide.
It provides coverage through multiple plan options, including TRICARE Prime, TRICARE Select, TRICARE For Life, and TRICARE Reserve Select, giving military families and retirees access to care both on base and through civilian providers.
With a network of 500,000+ civilian providers and thousands of military hospitals and clinics, TRICARE offers extensive in-network coverage, ensuring beneficiaries receive care wherever they are stationed or living.
TRICARE is a government-managed health insurance program that serves current and former military members and their families. It brings together the services of the Military Health System with a civilian network to ensure comprehensive care across the U.S. and abroad, including access to addiction treatment and mental health services.
Eligibility is broader than many realize. Active-duty personnel, National Guard and Reserve members, veterans, and retirees are all eligible. So are their spouses and dependents. Importantly, you don’t need to be actively serving to qualify for coverage. If you’re part of a military family — or have served — you likely have access to TRICARE and the life-changing care it provides.
Originally created as the Civilian Health and Medical Program of the Uniformed Services (CHAMPUS), TRICARE has evolved into one of the most robust military health insurance programs in the world. It was developed to make sure those who serve—and those who support them—never have to face healthcare challenges alone. Today, TRICARE includes a vast network of providers and covers a wide range of services, from everyday health needs to specialized care for addiction, PTSD, and co-occurring mental health conditions.
Tailored for you
TRICARE provides comprehensive coverage for mental health care. Active-duty service members, retirees, and their families can access care through both military treatment facilities and civilian providers in the TRICARE network. Covered services typically include:
TRICARE covers both inpatient and outpatient mental health treatment. Inpatient care usually requires prior authorization, while outpatient services such as therapy and counseling are generally covered with standard copays or cost-shares depending on your specific TRICARE plan. Emergency mental health services are also included, ensuring support is available when it’s needed most.
Tailored for you
TRICARE covers substance use disorder treatment in the same way it covers mental health services. Beneficiaries can access care through both military facilities and TRICARE-authorized civilian providers. Covered services include:
Detox, which you can do inpatient or outpatient, including by TRICARE’s’s in-network clinics.
You typically get a 25-50% deductible for in-network treatment and no coverage for out of network treatment.
You can expect a $30-$50 copay per visit for in network providers and no coverage for out of network providers.
You’ll have your full prescription for substance abuse recovery covered under the same terms as your other medication.
You’ll get the same terms as for inpatient/outpatient treatment.
You can attend ongoing therapy and aftercare with coverage under the same terms as your initial treatment.
TRICARE also provides resources for individuals with substance use disorders. This includes access to telehealth services, referrals for specialized care, and ongoing support for long-term recovery. Some services may require prior authorization, and cost-shares or copays will depend on the specific TRICARE plan.
Our Program Defined
We strive to offer the best treatment experience and believe that through our proven program, that we can help you not only overcome mental illness, but achieve a fulfilling life full of gratitude and compassion beyond what seems possible at the beginning of your path to recovery.
TRICARE provides coverage for dual diagnosis treatment, which addresses both mental health conditions and substance use disorders at the same time. These programs are designed to offer integrated care so beneficiaries can receive comprehensive support under one plan.
With TRICARE, dual diagnosis care may include:
Inpatient treatment programs that combine mental health and addiction services
Outpatient programs for ongoing therapy and recovery support
Medication management for co-occurring conditions
Behavioral health services such as counseling and therapy
Costs for dual diagnosis care vary by TRICARE plan. Some services may require prior authorization, and copays or cost-shares differ between TRICARE Prime, Select, and Reserve Select. In most cases, when treatment is integrated into one program, cost-sharing is streamlined, but separate deductibles may apply if care is billed under different categories.
With TRICARE, your costs depend on the plan you have, whether the provider is in-network, and whether the service requires prior authorization. In most cases, you can expect:
Out-of-network providers: higher costs or no coverage unless approved as medically necessary
In-network providers: lower copays or cost-shares for both inpatient and outpatient services
Military treatment facilities (MTFs): usually no out-of-pocket cost for active-duty service members
Typical TRICARE costs include:
Inpatient services: daily cost-shares or copays depending on plan (e.g., Prime, Select, Reserve Select)
Outpatient services: flat copay or percentage cost-share per visit
Prescriptions: tiered copays at military pharmacies, retail network pharmacies, or mail order
These costs are always capped by your annual catastrophic cap, which is the maximum you will pay out of pocket per year. For 2025, the catastrophic cap ranges from $1,000–$4,400, depending on your TRICARE plan and sponsor status.
Lowest out-of-pocket costs, referrals required.
Higher flexibility, moderate copays/cost-shares.
Works with Medicare, minimal out-of-pocket costs when Medicare is primary.
Available for qualifying National Guard and Reserve members, cost-shares apply.
You’ll also need to consider your deductible and cost-shares, which vary depending on your TRICARE plan and sponsor status (active duty, retiree, Reserve, or family member). For 2025, deductibles typically range from $50–$365 per individual and up to $730 per family for TRICARE Select plans.
Active-duty service members do not pay deductibles or copays when using TRICARE-covered services. However, retirees and family members may pay deductibles and cost-shares, depending on whether they are enrolled in TRICARE Prime, Select, Reserve Select, or another plan.
In addition, some services require prior authorization, especially inpatient mental health care and residential substance use disorder treatment. To ensure coverage, you’ll need a referral from a TRICARE-authorized provider and approval for certain services.
Compassion Recovery Centers accepts TRICARE insurance, ensuring that active-duty service members, veterans, retirees, and their families can access high-quality addiction and mental health treatment. By choosing an in-network TRICARE provider, you reduce or eliminate many out-of-pocket costs for care.
Most TRICARE plans require beneficiaries to use in-network providers whenever possible. If you go out-of-network, you may face higher costs or no coverage unless approved as medically necessary.
Working with an in-network rehab center helps keep your treatment affordable and covered under your TRICARE plan. Contact us today to verify your benefits and receive a free consultation.
Tailored for you
TRICARE is the health care program for active-duty service members, retirees, veterans, and their families, covering more than 9.6 million people worldwide. With TRICARE, you can access both mental health and substance use disorder treatment at Compassion Recovery Center through in-network coverage.
Here’s how to get started:
Talk to your primary care manager (PCM). Most TRICARE plans require a referral from your PCM to begin treatment.
Contact Compassion Recovery. We can help you verify your TRICARE benefits, explain what your plan covers, and guide you through the next steps.
Obtain prior authorization. Some services, such as inpatient rehab or residential mental health treatment, require TRICARE’s approval before you begin care.
Begin your treatment. Once your referral and authorization are complete, you can start your program at Compassion Recovery with TRICARE coverage.
For emergency care, TRICARE allows you to receive services without prior authorization. However, a request for authorization must be submitted as soon as possible to ensure full coverage.
Mental health disorders, substance use disorders, and other behavioral disorders can be extremely damaging to your health, your future, and your prospects. It’s vital that you get the treatment you need. That means ensuring it’s accessible and available. At Compassion Recovery, we work to ensure we stay in network for the nation’s top insurance providers, so we can keep costs as low as possible for our patients. If you need help working out the cost of your stay with Compassion, or your insurance coverage, call us at 909-314-1097 for more information. We’re here to help.